The New Keller Mortgage is changing the way buyers finance their new home purchase. Keller Mortgage was started by Keller Williams Realty to create a better way for buyers to purchase a home and for sellers to be able to offer better financing options to potential buyers of their home.

“Zero Plus” Loan from Keller Williams

When you partner with Keller Williams agent, Steve Darmody or offer on one of his listing, you’re eligible to take advantage of this program.

Keller Mortgage does not charge an origination fee, underwriter fee, processor fee, transaction fees, rate lock fee, etc!  And for loans greater than $150,000 they also give a $1,000 credit back at closing, which will cover the cost of your Appraisal and Inspection.  On top of all that, Keller Mortgage offers very competitive rates and orders the appraisal day 1.  If you don’t close, you don’t pay for the appraisal.

How can they do this and still offer low rates?  Unlike most loan companies like Quicken Loans or Rocket Mortgage, who pay Millions of dollars a year to advertising, Keller Mortgage doesn’t spend a dime.  You will only hear about them through Keller Williams Agents.  That puts the thousands of dollars per transaction back in the pocket of you, the buyer!

I take this job of selling your home and/or helping you purchase your next very serious.  I work tirelessly to always bring you the best opportunities, while getting your home sold in the least amount of time for the most amount of money.

Keller Mortgage Benefits for Buyers:

Ask anyone who has purchased a home recently and you will most likely here a similar story, that there are not a lot of homes available and the competition to get a desired home under contract  is even more competetive.

This where Keller Mortgage comes in. Keller Mortgage offers no lenders fees to you when you work with a Keller Williams agent or you purchase a home listed by a Keller Williams agent. So why is this so important? It allows you to make an offer that is more competetive. Most buyers request the seller to pay all or a portion of their closing costs, by asking for closing costs you reduce the value of your offer to the seller. By using Keller Mortgage you eliminate the lender fees which allows you to make an offer without a request for seller paid closing costs

Not only does Keller Mortgage not charge any lender fees, it also provides a $1000 credit* to pay any third party closing fees (*Available on loans above $150,000)

Another value of the program is that Keller Mortgage orders the appraisal immediately when other lenders wait until after the inspection contingencies. This gives a seller piece of mind knowing that a major hurdle to the sale can get crossed of the list quickly. This feature give the seller another reason to selct your offer over other suitors.

Keller Mortgage Benefits for Sellers:

When you hire a Keller Williams agent to list your home, any buyer who wishes to purchase your home becomes eligible to use Keller Mortgage.

This benefit allows any buyer who views your home and makes a written offer to finance your home with Keller Mortgage.

Since the buyer no longer needs you to pay their closing costs, it results in a higher net offer to you the seller. This can put thousands of extra dollars in your pocket.

You also benefit from the appraisal being ordered immediately and also knowing that the buyer is well qualified to purchase your home.

This feature also makes a buyer more likely to offer on your home as opposed to another home that is not offering this financing.

Lastly, Keller Mortgage will be available to you when you purchase your replacement home.

To get pre-approved for a ZeroPlus Loan,  follow these steps on your mobile phone or tablet:

  1. Contact me, Your Keller Williams Agent.
  2. Download my personal Keller Williams Homesearch App by going here
  3. Click on the Skip Fees Button in the bottom-right corner.
  4. Create an account, complete the following Q&A, and upload your required docs.

That’s it.  The next thing to happen is that you get a Verified Pre-Approval on a loan that will save you thousands.

Thank you and remember that once you have created an account with the process above, you can manage your account through the “Log In” link on the Home Page.

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